About WizeBudget

Who runs WizeBudget?

WizeBudget is a UK-based financial information website providing free mortgage calculators and budgeting tools. The site is operated independently and is not affiliated with any lender, broker or financial institution.

For enquiries, please call +44 7836 720624.

Why the site exists

Mortgage affordability can be confusing. WizeBudget was built to give UK home buyers, landlords and self-employed applicants a straightforward way to estimate their borrowing power and monthly costs before speaking to a lender or broker. All tools are free and require no sign-up.

How the calculators work

The calculators use standard UK mortgage affordability rules — income multiples, lender stress tests and published tax rates — to produce illustrative estimates. They are designed to give you a realistic starting point, not a guaranteed outcome. Actual mortgage offers depend on a lender's full assessment of your circumstances.

Content review

Calculator rates and tax figures are reviewed periodically to reflect current UK rates. The date of last review is noted on relevant pages. If you notice an error or outdated figure, please get in touch.

Important disclaimer

WizeBudget provides calculators and general information only. Results are estimates and do not constitute mortgage, financial or legal advice. Always check details with a qualified mortgage adviser, lender or financial professional before making decisions.