Mortgage Guides UK
Mortgage guides UK: free help covering affordability, repayments, self-employed mortgages, buy-to-let and home-buying costs.
Mortgage Guides and Help
How Much Can I Borrow for a Mortgage?
Income multiples, affordability checks, deposit, debts and outgoings explained.
Read guide →Mortgage Affordability Explained
How lenders assess affordability, stress testing, income and outgoings.
Read guide →Self-Employed Mortgages UK
SA302, tax year overviews, accounts, salary and dividends, limited company considerations.
Read guide →Joint Mortgage Affordability
Two incomes, joint debts, shared affordability and buying with a partner or family member.
Read guide →Buy-to-Let Mortgage Affordability
Rental income, deposit, stress testing, landlord costs and tax considerations.
Read guide →Mortgage Repayment vs Affordability
The difference between how much you can borrow and what your monthly payments will be.
Read guide →Costs of Buying a House in the UK
Full checklist: deposit, solicitor, survey, stamp duty, mortgage fees, moving costs and more.
Read guide →Use the calculators
Each guide links to the relevant calculator so you can put the numbers into practice straight away.