Budget Planner UK
Plan your monthly budget, mortgage costs and home-buying expenses. Enter your income and outgoings to see your monthly surplus and how much you could save towards a deposit.
Plan Your Monthly Budget
Fill in your monthly take-home income and regular outgoings. Leave any rows blank if they do not apply to you.
Monthly income (after tax)
Monthly outgoings
Mortgage and Housing Costs
Your mortgage payment is typically your largest monthly outgoing. Use our mortgage repayment calculator to estimate the monthly cost of any loan amount, then enter it in the budget planner above to see how it fits your overall budget.
Saving for a Deposit
Your monthly surplus is the amount available to save towards a deposit. If you are saving for a first home, a Lifetime ISA lets you save up to £4,000 per year and receive a 25% government bonus — worth up to £1,000 per year.
WizeBudget provides calculators and general information only. Results are estimates and do not constitute financial or legal advice.