Tax Calculator UK: Take-Home Pay
Tax calculator UK: estimate annual, monthly and weekly take-home pay after Income Tax and employee National Insurance.
How much will I take home?
Scotland has its own income-tax bands. England, Wales and Northern Ireland use the same bands in this illustrative calculator.
Employee Class 1 National Insurance normally stops once you reach State Pension age. This question replaces the previous age-based assumption.
Take-home pay by salary in England
This table is generated by the same calculation engine as the form above. It excludes pension contributions, student loans, benefits in kind, tax-code adjustments and other payroll deductions.
| Salary | Income Tax | Employee NI | Take-home / year | Take-home / month |
|---|---|---|---|---|
| £15,000 | £486 | £194 | £14,320 | £1,193 |
| £20,000 | £1,486 | £594 | £17,920 | £1,493 |
| £25,000 | £2,486 | £994 | £21,520 | £1,793 |
| £30,000 | £3,486 | £1,394 | £25,120 | £2,093 |
| £35,000 | £4,486 | £1,794 | £28,720 | £2,393 |
| £40,000 | £5,486 | £2,194 | £32,320 | £2,693 |
| £45,000 | £6,486 | £2,594 | £35,920 | £2,993 |
| £50,000 | £7,486 | £2,994 | £39,520 | £3,293 |
| £60,000 | £11,432 | £3,211 | £45,357 | £3,780 |
| £75,000 | £17,432 | £3,511 | £54,057 | £4,505 |
| £100,000 | £27,432 | £4,011 | £68,557 | £5,713 |
How the 2026/27 calculation works
Income Tax is progressive: each rate only applies to the slice of taxable income in that band. The standard Personal Allowance is £12,570 and reduces by £1 for every £2 of adjusted net income above £100,000.
For a standard employee who has not reached State Pension age, employee Class 1 NI is 8% between £12,570 and £50,270, then 2% above that. Employer NI is a separate employer cost: 15% above £5,000; it is shown here for context and is not deducted from your take-home figure.
Sources and methodology
Last checked: 2026-08-13. This calculator uses published 2026/27 rates. It is an annual illustrative model rather than a payroll calculation, so your payslip may differ where your tax code, pay frequency, pension, student loan, benefits or other deductions differ.